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Select the term that best fits your investment window. Choose a term as short as 5 months or as long as 5 years. Minimum balances are set as low as $500. Certificates automatically renew and you'll earn simple interest on terms of one year or less and compounded interest on longer terms.

 

  Account Details:
 
Available Terms Pick your term or maturity date at time of opening! Build your First Flex CD below.

Minimum Balance

$500

Interest Rates

 Use the First Flex CD Calculator below

Minimum to Open

$500
Safe and Secure
FDIC Insured

Your deposits are FDIC insured up to $250,000 per depositor. Note that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $500,000; that's up to $250,000 in all of your individual accounts, and up to an additional $250,000 in all of your joint accounts. First Federal’s FDIC certificate number is 28994 and can be viewed here. We are registered with the FDIC under the name First Federal Bank. Learn more about FDIC insurance at www.fdic.gov.
NEW!
Multi-million dollar FDIC Protection on CDs

Now you can access FDIC protection on multi-million dollar CD investments through First Federal. Click here to learn more about Certificate of Deposit Account Registry Service (CDARS).

First Flex CD Calculator
Use this tool to calculate your First Flex CD Interest Rate, Annual Percentage Yield, Interest and Penalty for early withdrawal.

   
   
  Open a First Flex CD in a Financial Center Near You!
   
  Now Get FDIC Protection for CDs Over $100,000
   
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